People choose to work in dangerous professions in part because they want to afford their families a higher standard of living. Blue-collar jobs that are traditionally associated with a significant degree of personal risk often command premium wages and provide...
Workers’ Compensation
Common construction hazards in New Jersey
The New Jersey construction industry employs more than 160,000 people. The industry also had 16 job-related fatalities in 2020; the highest number of these were in New Jersey. Considering the work involved, it’s no surprise that construction sites are often dangerous....
Why you need employer’s liability insurance
Usually, employers in New Jersey purchase employers' liability insurance along with their workers' compensation insurance. If you are an employer, there are several scenarios in which you may be thankful to have this additional coverage. Third-party lawsuits Sometimes...
Understanding your workers’ compensation coverage A plan
There are different coverage options in the world of workers’ compensation. For instance, workers’ compensation coverage A refers to a policy that protects employees under state laws, providing them with medical care, disability, death, and rehabilitation if they are...
How no-fault coverage affects someone injured on the job
There is plenty of incorrect information regularly shared online and in workplaces about workers' compensation benefits. Many people don't understand the program or what rights they have after they get hurt at work. For example, people sometimes believe the incorrect...
Will workers’ compensation cover car crash injuries?
Maybe you work for a replacement window company, and you travel to people's houses to provide them with quotes for how much it would cost to upgrade their existing windows. Perhaps you deliver groceries in the evenings and on the weekends for a major retailer to...
The most frequent injuries at construction sites
Construction projects are frequent sights throughout New Jersey that indicate growth and prosperity for the state. People marvel at how quickly the process can move from a foundation to a finished building. Unfortunately, construction sites have dangers that can lead...
Workers’ comp Coverage B
New Jersey employees might have a general idea about workers' compensation benefits. They may understand that injuries suffered on the job could lead to a claim that pays for their medical bills. However, they could be unfamiliar with the specific types of available...
For millions of Americans, work is a pain in the back
Each year, thousands of New Jersey workers suffer back injuries on the job. While physically demanding occupations are most likely to cause acute back injuries, office jobs can also lead to long-term back pain. Workplace back injury statistics According to the Bureau...
How you can help prevent burn injuries while you’re at work
New Jersey is a state that's full of hard-working people. It is likely that most of them don't think about getting harmed while on the job. Unfortunately, one of the most common types of workplace injuries involves burns. Here's how you can help prevent this type of...