Every state, including New Jersey, has workers’ compensation laws to help protect the rights of the injured worker. According to the New Jersey Business & Industry Association, these offer medical treatment, wage replacement and survivor benefits if you or someone you love is injured or killed while on the job. Almost all workplace injuries or accidents are eligible for claims, with the exception being if the worker is intoxicated, the injury is intentional or self-inflicted, the injury happens while the worker is trying to harm another employee, or the worker is purposefully violating the safety rules of the company.
If you are employed in New Jersey, there is a good chance that you are covered by workers' compensation. This means that you may be entitled to specific financial benefits if you are ever injured in an on the job accident or due to some environment at your place of work. In addition to medical benefits that may pay for any treatment required due to your injury or condition, you may qualify for financial benefits that compensate you for wages you lose when you are unable to work because of your injury.
While most in Ocean County might claim to understand workers' compensation benefits, that understanding is typically limited to the knowledge that said benefits help cover the expenses that arise from a work-related accident. Beyond that, details such as benefit limits, reporting requirements and qualifying criteria are likely a mystery to them. Speaking specifically about that final point, many may think that certain aspects about one's job may actually disqualify them from workers' compensation coverage. An example of this line of thinking may be people believing that certain jobs already present inherent dangers, and those who do them agree to assume those risks.
When someone you love dies due to the fault of another, it may seem monstrous at first to think in terms of compensation for that loss, especially if that loss occurs in your immediate family. Shock and grief are overpowering emotions that can blot out everything else. Unfortunately, New Jersey has a two-year statute of limitations to consider when filing a wrongful death lawsuit, which may sound like a long time at first, but really is not in the legal field. As you juggle your personal life to absorb the impact of loss—including the very real financial loss— there are many legal steps that need to be taken as well.
Workplace injuries are a major obstacle to professional productivity in Ocean County. For this reason, most would assume that any and all local companies would want to ensure that they have every available resource in place to not only protect their staffs from such injuries, but also to ensure that those who do suffer them have all of the assistance needed to facilitate a speedy recovery and return to work. One such form of assistance is workers' compensation coverage. This assumption is why those who learn that their employers may not offer such a benefit are so surprised to learn of that fact.
The purpose of New Jersey’s Workers’ Compensation system is to provide injured workers the means of recouping lost wages and medical costs after seven days of missed work. In return for this safety net, the worker and the business both forego their rights of bringing suit against the other party for negligence, with some exceptions, according to the New Jersey Business & Industry Association.
When an accident occurs on the job, the first factor that inevitably comes to mind is the injury itself. Yet once a New Jersey employee has received proper medical attention, another costly factor comes into play: financial support. There are many boxes to check in regard to a workers' compensation case, but the following touches upon the basics.
New Jersey workers whose average work days consist of long office hours and desk duties may not understand the inherent hazards found in other industries. While an accident can occur at any time and in any setting, work in fields such as construction and manufacturing present significant dangers upon every shift. New Jersey employees who feel their work environment is not safe have rights to make complaints to employers, and ultimately make change.
The meat and poultry industry has one of the highest injury rates among workers, and anyone associated with this field in New Jersey will want to know about a recent report from the Government Accountability Office. The GAO has stated that better communication between federal agencies like OSHA and the Food Safety and Inspection Service may help improve worker safety conditions.
Cold air, wind and moisture can all have an adverse impact on a worker's health. Therefore, New Jersey employers should look out for their workers during the wintertime and provide them with the resources necessary to stay warm. For instance, employees should be provided with hats, gloves and liners to place under their hats. They should also be provided with shelter and warm drinks after spending time in cold weather conditions.