If you are employed in New Jersey, there is a good chance that you are covered by workers’ compensation. This means that you may be entitled to specific financial benefits if you are ever injured in an on the job accident or due to some environment at your place of work. In addition to medical benefits that may pay for any treatment required due to your injury or condition, you may qualify for financial benefits that compensate you for wages you lose when you are unable to work because of your injury.
As explained by the State of New Jersey Department of Labor and Workforce Development, there are three forms of wage replacement benefits offered via the state’s workers’ compensation program. Two of these benefits are related to injuries that result in permanent injury or disability. If an injury is severe enough to prevent a person from ever working again, they may receive permanent total disability benefits. If a person is able to work again despite their permanent injury, they may receive permanent partial disability benefits.
For injuries that are expected to heal completely, a person may be eligible for temporary total disability benefits. These benefits take effect after an employee is unable to work for at least seven days. They may continue until the person returns to work or until their condition is said to have improved to the maximum level but a permanent disability remains. At this point, some permanent benefits may be available.
If you would like to learn more about the types of benefits that may be available to you via workers’ compensation, please feel free to visit the injured workers’ benefits page of our New Jersey workers’ compensation website.