Workers’ compensation is a system in the United States that provides benefits to employees who are injured or become ill due to their job. In New Jersey, the worker’s comp claims process can be confusing for those who have never filed a claim before. So, let’s look at the basics of how to file a workers’ compensation claim in New Jersey.
What are the eligibility requirements?
To be eligible for workers’ compensation in New Jersey, you must have been injured or become ill as a result of your job. They include slips and falls, musculoskeletal injuries, and illnesses caused by exposure to hazardous materials at work.
Filing a claim in New Jersey
- Notify your employer of your injury or illness. You can do this verbally, but it is always best to put your notice in writing to have a record or evidence of when you notified your employer.
- Fill out a workers’ compensation claim form. You can obtain this form from your employer, the New Jersey Division of Workers’ Compensation, or online from the New Jersey Department of Labor and Workforce Development website.
- Submit the filled-out form to your employer. Your employer will have 30 days to review your claim and decide whether they want to accept or deny it. If your employer denies your claim, they must provide a written explanation of why they denied it. Keep in mind that you have the right to appeal this denial within two years.
- If your employer accepts your workers’ comp claim, they will be responsible for filing a formal insurance application with the New Jersey Division of Workers’ Compensation. The division will then investigate your claim and decide on whether to approve it or not. If your claim is approved, you will be entitled to receive workers’ compensation benefits.
Workers’ compensation benefits can vary depending on the type of injury or illness that you have suffered. However, the common ones include medical treatment, vocational rehabilitation, income replacement, and death benefits.