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The New Jersey workers’ compensation process

On Behalf of | May 6, 2022 | Blog, Workers' Compensation

Many employees worry about getting hurt, especially when their work entails physical labor or otherwise presents hazards. That said, any worker could get injured on the job, as tripping when walking down a hallway could lead to a broken leg. No matter the profession and circumstances, an injury in New Jersey would likely lead to missing work. A workers’ compensation claim provides a path to receiving monetary benefits after suffering harm.

Filing for workers’ compensation

Reporting the injury to an employer stands as one of the critical first steps. Those who delay reporting their injury their injuries might find the claims process becomes challenging. Under the law, employers must follow through on their legal requirements.

Employees should get medical attention to treat and diagnose the injury. Afterward, an investigation will likely commence. Claimants might find it worthwhile to acquire as much evidence as possible about the incident and how it happened.

Filing an official claim for workers’ compensation benefits leads to the insurance company performing a review. The insurance provider would then approve or deny the claim. If the injury was not work-related, the insurance company would not be required to pay.

Points about workers’ compensation claims

New Jersey’s workers’ compensation laws involve no-fault provisions. That means the claimant does not need to establish negligence caused the injuries. However, when a third party’s negligence leads to harm, it could be possible to file a workers’ compensation claim while also seeking damages from the third party.

Unfortunately, even when the claimant has a strong case for compensation approval, a denial may occur. The process does not necessarily end there. Options exist for filing an appeal, and the initial denial could be overturned.