When you have suffered a permanent injury on the job, the last thing you need is to feel guilty about claiming workers’ compensation benefits. Many injured workers hesitate to pursue their rightful claims, fearing they might be seen as taking advantage of the system.
Workers’ comp benefits are your legal right, not a favor or charity
Workers’ comp is not a handout. It is a vital safety net designed to protect employees in need. When you file a claim, you are simply accessing the benefits you are eligible for under this system:
- Medical expenses: This covers costs for doctor visits, hospital stays, surgeries, medications and rehabilitation. It may also include ongoing treatments and any medical equipment needed for your recovery.
- Wage replacement: You can recover a portion of your lost wages if your injury interferes with your ability to work. This is usually around two-thirds of your average weekly earnings.
- Permanent disability benefits: If your injury causes long-term or lifelong limitations, you might be eligible for more benefits.
Workers’ compensation is a no-fault system. Even if you made a mistake at work that contributed to your injury, you are generally still eligible to receive benefits without having to engage in lengthy litigation.
Employers, not employees, contribute to the workers’ compensation system. These payments act like insurance premiums. Accessing workers’ compensation demonstrates the employer’s duty to ensure a safe workplace.
You deserve support and fair treatment
Do not let fear or misinformation stop you from seeking the benefits you deserve. If you are struggling with a work-related injury, it is essential to have an experienced attorney on your corner who can advocate for your rights as an employee. Your future and your family’s well-being may depend on it.